Link Leads Blog · September 21, 2026

Call disposition codes for aged insurance leads: the tagging system that tells you what to rework

"Worked" and "not worked" are the two least useful labels you can put on a dial. A record that rang once and hit voicemail has nothing in common with one that answered and said "not interested" — but a binary tracker treats them the same. A real disposition set is what turns a dialed list back into a to-do list instead of a graveyard.

Why a binary tracker loses the list

Every dial produces an outcome, and that outcome is information you paid for the same way you paid for the phone number. If your tracking only captures whether a record was called, you throw that information away the moment you hang up. Two agents working the same 10,000-record aged list can end the week with wildly different results not because one dials faster, but because one of them knows exactly which 1,200 records are worth a second pass tomorrow morning and the other is guessing from a column of checkmarks. The fix isn't more calling — it's a disposition code on every dial, logged the same way every time, so the list tells you what to do next.

The core code set

Keep the list short enough that an agent can log it in the five seconds after hanging up. Nine codes cover almost everything a dial into an aged list produces:

What each code does to the record, not just the report

A disposition is only useful if it changes what happens to the record next. NA and VM feed straight back into the standard cadence — the day-by-day recycle covered in our SMS follow-up cadence post and its calling equivalent. WN and NIS come out of the pool entirely; there's no version of a disconnected number that becomes dialable again. DNC comes out permanently and should sync to every list you touch going forward, the same permanence a suppressed email address gets in an email cadence. CB jumps the queue ahead of everything else scheduled that day. The only dispositions that should ever look the same on day 10 as they did on day 1 are the ones nobody has dialed yet.

Turning the log into a rework list, not an archive

Most agents log dispositions and then never query them again — the column exists for the manager's report, not for deciding tomorrow's dial list. Flip that. At the start of each session, pull every record tagged CB with a callback time inside the next 24 hours, then every VM inside its callback window, then everything still sitting on NA from the prior cadence step. That three-line query is the entire day's priority order, and it takes less time to run than one extra dial. A spreadsheet with a disposition column and a last-contact-date column, filtered and sorted, does this job — you don't need dialer software to get the benefit, just the discipline to log every call the same way.

Dispositions are also your ROI number

Once every dial carries a code, cost-per-contact and cost-per-appointment stop being estimates. Count NA plus VM against total dials to get a real contact rate for the list; count Q against total contacts to get a real qualify rate. Compare those two numbers across states, age bands, or purchase dates and you'll usually find the difference in performance people blame on "bad leads" is actually a difference in how consistently the dispositions were logged. The spreadsheet approach in our cost-per-contact spreadsheet post plugs directly into a disposition column — add one field to that sheet and the ROI math updates itself instead of needing a separate count at the end of the week.

Build the list this system runs on

A disposition system is only as useful as the list underneath it — a set of codes can't fix a list that's already full of disconnected numbers and DNC-flagged records on day one. Link Leads sells aged SMS lead lists at $0.012 per lead (minimum order 5,000 leads, $60), deduplicated and filterable by state and age band, delivered as an instant CSV. Build an order in the order builder, or pull a free 100-row sample to see the fields before you set up your code set around them.

These are aged data leads (not consented insurance-form leads) and are not DNC-scrubbed. Buyers are responsible for DNC scrubbing and dialing/texting compliance.